Which of the following best summarizes the first two parts of "The Monkey's Paw"?

Mr. White uses the monkey's paw to wish for money to pay off his mortgage. When a stranger arrives at the house, the Whites learn their son has died in a work accident. The stranger gives the Whites two hundred dollars and explains that the company does not take responsibility for their son's death.

The White family is given the monkey's paw by an old friend who warns them to be careful when they wish on the paw. After the old friend leaves, Mr. White sees a frightening face in the fireplace flames and decides to ask for money to pay off the mortgage on his house.

The White family entertains a guest who brings the monkey's paw into their home. The guest warns against making wishes on the monkey's paw. Mr. White ignores this advice and wishes for money, which he receives from his son's employer after the son is killed in a work accident.

A visitor brings the monkey's paw into Mr. and Mrs. White's home and warns them not to use it. The Whites' son, Herbert, makes fun of the monkey's paw. When Mr. White finally makes a wish on the paw, Herbert dies. Both Herbert and Mr. White should have listened to the visitor's warning.