Generally speaking, stocks are riskier than bonds simply because they don't guarantee a return to the investor, in contrast to bonds, which do so through coupon payments.
An investor is a person who invests money in a company, such as a business, in the hopes of earning a profit. Any investor's primary objective is to reduce risk and increase return. In contrast, a speculator is prepared to put money into a risky asset in the hopes of making a bigger profit.
You are not an owner; you are a lending investor. You have invested in ownership if you purchase stock in a corporation. Your proportionate part of the company's profits will be deducted from the return you receive.
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