Respuesta :
In insurance, the uncertainty of an individual sustaining a loss in the future is classified as a hazard.
What do you mean by a hazard?
Any source that could potentially cause injury, damage, or unfavorable health impacts to someone or something is a hazard. Risk is essentially the potential for harm or a negative outcome (for example, to people as health effects, to organizations as property or equipment losses, or the environment). Alternatively, a risk is a potential cause of harm. When something has the potential, even theoretically, to harm someone's health, life, property, or any other valuable interest, it might be considered a danger. The term "risk" is frequently used synonymously in everyday speech and refers to the likelihood that potential harm will be experienced in a particular situation as well as the size of that harm.
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