Since the maternal and non-maternal pay gap may actually be larger than the male-female pay gap, the 'maternity penalty' can be a significant part of the gender pay gap.
In addition, mothers face an additional disadvantage compared to childless women and men. Because of maternity penalties, a mother earns 58 cents for every dollar her father pays. This can be partly explained by the fact that women are still more likely than men to work or work less hours for caregiving responsibilities. It can take a toll on a woman trying to climb a ladder steadily. Additionally, it can affect your ability to build wealth and create a secure financial future. The punishment of childbirth may not be fair, but it is a reality faced by many women.
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