Respuesta :
The majority of standard motor policies include bodily injury liability, personal injury protection, and property damage liability.
Bodily injury liability: If the designated driver or policyholder, injure someone else, that injury is covered by bodily injury liability insurance.
When using someone else's automobile with their consent, it also insure that, as are any family members specified on the policy.
Medical payments or personal injury protection (PIP): The policyholder's car's driver and passengers may receive medical attention under this coverage.
In its broadest sense, PIP can compensate for medical expenses, missed wages, and the cost of replacing services that someone hurt in an auto accident would typically provide. It might also pay for funeral expenses.
Property damage liability: This insurance covers any harm to another person's property that you (or a driver with your authorization) might cause.
Typically, this refers to harm done to another person's vehicle, but it can also refer to harm done to lampposts, telephone poles, fences, buildings, or other objects your automobile struck.
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