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Out-of-network ATM fee would end up costing you extra money assuming you have a TCF free student checking account.

What are ATMs and what do they do?

Automated teller machines (ATMs) are online financial services that let customers do transactions without visiting a bank location. While some ATMs are just straightforward cash dispensers, others support a range of services like check deposits, balance transfers, and bill payments.

How Are ATMs Operated?

Most of the time, using an ATM involves inserting a debit card, ATM card, or credit card into one of the machine's slots. No matter where the ATM is, it electronically links to your bank account over the internet or a phone connection.

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