first , the acceptable debt ratio is 43 %
so to solve the balance over the acceptable debt ratio percentage, we must multiply the acceptable dept ratio to the credit limit and subtract it to the credit card balance.
balance over the acceptable debt ratio percentage = $3,589.90 - ( $ 5000( 0.43))
balance over the acceptable debt ratio percentage = $3,589.90 - $ 2150
balance over the acceptable debt ratio percentage = $ 1439.90
