. You go to the emergency room on January 1, and your insurance requires a $250 deductible and 20% co-insurance from you. Your total emergency room bill is $1,250. How much do you have to pay?
$1250- The deductible of $250 leaves you with $1000 remaining balance. 20% of $1000 is $200. So your $250 deductible + the $200 co-Insurance is $450. Your total due is $450
