Assertion (A): The facility of demand deposits makes it possible to settle payments without the use of cash.
Reason (R): Demand deposits are paper orders which make it possible to transfer money from one person’s account on another person’s account

A. Both (A) and (R) are true and (R) is the correct explanation of (A).
B. Both (A) and (R) are true but (R) is not the correct explanation of (A).
C. (A) is correct but (R) is wrong.
D. (A) is wrong but (R) is correct.