Answer: To know if a person is reliable in terms of paying debts, you need to consider the amount that the individual can pay back, and the rate in which the person would do it.
Explanation: It is about how to demonstrate that you have the ability to pay. The reasonable indebtedness of a person must not exceed 40% of their monthly income. Screening of the finantial background of a person must be done to determine if the individual can pay back the requested amount. If it is a bank loan or some other financial institution or person providing a credit or loan, you must also consider the interests on it and their conditions.
