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Claude creates and signs a promissory note. he promises to pay audrey 1,000 euros plus $500-worth of custom-made shirts on october 15, in exchange for audrey's help in renovating his kitchen. the note is

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Kalahira
This would be a non-negotiable instrument, because the payment includes shirts as part of the overall sum. A negotiable promissory note requires that the bearer pay in financial terms solely, with no other undertaking required as part of the overall contract.