The first and third table refers to traditional banking. The second and fourth table refers to online banking.
Online banking allows the customer to perform all operations through a computer, quickly and easily. You can also perform operations at any time and day of the week without restrictions. It has greater transparency and less fine print. The fact of contracting services online, requieres that the conditions and contracts exposed on the web are more clear and concise than in a physical bank, so that the client does not have the need to go to an office or call by phone. It also means savings for the entity by not having physical offices.
Traditional banking offers its clients deposits with more profitability than they advertise. In addition, the conditions of the products are , in general, more negotiable. It is not necessary to use computer equipment and also allows to have a closer contact with the office staff.
