Answer
Find out the what is the maximum amount you will have to pay out-of-pocket for a car accident before your insurance covers your costs .
To prove
As given
Your auto insurance policy has a $200 monthly premium and $700 deductible.
Definition of Deductible
The deductible is the amount of money you will pay in an insurance claim before the insurance company starts paying you.
Therefore the maximum amount you will have to pay out-of-pocket for a car accident before your insurance covers your costs is $700.