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Which of the following scenarios might indicate that you have been a victim of identity theft?
A
Your credit report displays accounts you did not open.
B
You do not pay your credit card bill on time.
C
Both A and B
D
Neither A nor B

Respuesta :

The answer is: A. Your credit report displays accounts you did not open.

The only way for this to happen is if there are other people who had gained access to your credit card and use it to make a purchase that you did not approve of.

If you are in this type of situation, you need to contact your credit card provider so they can block your credit card as soon as possible. The credit card provider would later cooperate with the police to track down the credit card stealer.

soneyedesola44

The scenario that indicates you have been a victim of identity theft is when your credit card reports displays account you did not open. This implies the correct answer is A.

If your credit card reports displays account you did not open, then it means a fraudster accessed credit card and a purchase has been made without your permission.

Further Explanation

Therefore, to stop the person from using your credit card without your approval, it becomes necessary to contact the credit reporting companies to officially notify them and place a fraud alert on your credit report.

Identity theft is when someone deliberately uses your information without your consent. It is when a person uses your credit card to purchase something without your knowledge.

Only in 2016, there are approximately 15.4 million people in America that fell victim to identity theft and it is one of the tops complaints received by the federal trade commission.

However, you should do the following if you’ve been a victim of identity theft

  • Clean up your account
  • Contact the credit card issuing company and officially place a fraud alert
  • You can as well report to the bank where the fraud took place.
  • You can also contact the IRS in case of Tax-related identity theft.

LEARN MORE:

  • Which action will be least helpful if you've been the victim of identity theft  brainly.com/question/1359436
  • Which action will be least helpful if you’ve been the victim of identity theft brainly.com/question/3968427

KEYWORDS:

  • identity theft
  • credit card
  • reporting company
  • fraud report
  • victim

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