The type of program would you use to create a personal budget is the use of Excel.
The use of Word software is one that can be said to be the simplest application in terms of personal income and expenses budgeting, but the use of Excel is known to be the easiest way in the making and using of a personal budget.
Conclusively, with Excel, on can use formulas in making calculations and as such it is the best to use to create a personal budget.
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