Respuesta :
Answer:
the amount an individual pays for an insurance policy
Explanation:
Firstly, we need to know the basic definition of Premium,
Premium is simply defined as an amount which is paid by a person or a company to the insurer to cover the risks which might come in future.
Now these risks could be of any type, and in contract of insurance these risks are defined. Most common risks which are covered in premium are related to health, automobiles, stealth and homeowners.
Now by definition, we can see that option B is eliminated because there can be many things including in contract with an insurance company and paying premium can be one of that.
Now option c will also be eliminated because claim is filed after an incident, while you can see that according to definition of premium, it is amount paid for future risks.
Now D will be obviously eliminated because premium is an amount paid by the client not the insurer.
So, the right answer is first one.
