A recent college graduate's investment portfolio will differ from someone who is nearing retirement due to the length of time someone who is at the end of their career has had to invest whereas someone who is a recent college graduate hasn't had the time/money to invest. Building an investment portfolio takes time and effort and a lot of learning during the beginning stages to help have a bigger, better portfolio at retirement time.
Recent college graduates and the person who is nearing retirement has a difference in the investment portfolio. This is because growth, time, and income the retiring person has invested in their whole career.
An investment portfolio is a collection of assets that include stocks, bonds, cash, and other financial instruments. A growth component should be included in the portfolio, especially at a young age.
An investment portfolio consists of all the investments person has in various accounts like 401(k)s and IRAs are examples of employer-sponsored programs, saving accounts, certificates of deposit, Brokerage accounts, Accounts for Robo-advisors, and many different accounts.
Thus, there is a huge difference in investments portfolio of people according to their ages.
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