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What can a judgment do?



Moorecredit

Answered Last

A judgment is bad to have on your credit for a number of reasons. 

1) It stays on your credit report for 10 years. Most negative items only stay on for 7 years. 

2) Judgments are public record. So anyone can look this up and see this judgment with your name attached to it. 

3) A judgment will knock around 100 points or more (depending on what your existing score is) off your credit score.