Jennifer Pontesso, from Lincoln, Nebraska, wants to better understand her financial situation. Here is her balance sheet and cash flow statement information. Liquid assets: $10,000 home value: $210,000 monthly mortgage payment: $1,300 on $170,000 mortgage investment assets: $90,000 personal property: $20,000 total assets: $330,000 short-term debt: $5,500 ($250 a month) total debt: $175,500 monthly gross income: $9,000 monthly disposable income: $6,800 monthly expenses: $6,000.

Net worth:_______$
Nr surplus:_______$