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The website authorized by Federal Law is annualcreditreport..com.

A credit report is an organized record database of borrower's credit history from different sources and its includes record from sources such as from banks, credit card, governments etc.

  • There are numerous companies and sites that offers credit reports to individual but, the only authorized place by Federal law is Annual Credit Report.

  • However, individual's name, address, social security number, date of birth must be inputted on the website to verify identity.

In conclusion, the free website which is authorized by federal law where one can obtain one credit report is annualcreditreport.

Learn more about Free Credit Report here

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