Which of the following is an accurate description of Dave Fishwick’s model of ethical banking? Check all that apply.

Banks hiring managers with local roots
Lending decisions made based on personal knowledge of the local situation
Banks attracting as many deposits as possible to purchase financial instruments
Banks linking local savers with small and medium-sized enterprises in need of finance

Question

08-07-2022
Business

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Which of the following is an accurate description of Dave Fishwick’s model of ethical banking? Check all that apply.

Banks hiring managers with local roots
Lending decisions made based on personal knowledge of the local situation
Banks attracting as many deposits as possible to purchase financial instruments
Banks linking local savers with small and medium-sized enterprises in need of finance

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dubeyshailja64 dubeyshailja64 · Answer 1 · 2022-07-12T08:53:36+02:00

Description of Dave Fishwick’s model of ethical banking includes-

(a) Lending decisions made based on personal knowledge of the local situation

(c) Banks linking local savers with small and medium-sized enterprises in need of finance.

What are banks?

Banks are the financial institutions that help in depositing and withdrawing money. They also help individuals to borrow funds at some interest rate for their investment.

The goal of Fishwick's strategy is to connect local individuals with small and medium-sized businesses in need of financing. It is operated by a local bank manager who bases lending choices on extensive specific experience.

Therefore, options A and C include the ethics which nowadays banks are focused on despite attracting as many deposits as possible to purchase financial instruments.

Learn more about banks, here:

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