Mary deposited $723 in her bank account. Every month she withdraws $40 for her traveling expenses from the account. Give a recursive formula to express the amount left in Mary's account, if the pattern continues?

A. First Term = $723 and Next = Now + $40
B. First Term = $723 and Next = Now - $40
C. First Term = $723 and Now = Next + $40
D. First Term = $723 and Now = Next - $40